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TMFL-TCL Merger

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Both, Tata Capital Ltd (TCL) &amp; Tata Motors Finance Ltd (TMFL) are Non-Banking Financial Companies (NBFCs) which are a part of the esteemed Tata Group.&nbsp; 
The merger, upon approval by various stakeholders including our regulators, will be effective in 2025. We will notify you the exact effective date of the merger. You would be associated with a much larger organization which offers various products apart from just vehicle related financing (other products: Personal loans, business loans, home loans, etc.)

About the merger

The merger will come into effect once the National Company Law Tribunal (NCLT) passes an order approving the merger and certain regulatory filings are made thereafter (“Effective Date”). The Effective Date will be communicated to the stakeholders separately.

When will the merger be effective?

i. All existing customers of Tata Motors Finance Ltd (TMFL) will become customers of Tata Capital Ltd (TCL) after the merger as per existing terms and conditions of loan agreement.

ii. Any further communication post-merger will be from Tata Capital Ltd (TCL).

How does the merger impact customers? What about existing customers and their loan accounts?

You do not need to take any action as of now. The terms and conditions of your loan agreement remain unchanged. If any action is required from you in the future, rest assured, it will be communicated to you.

Is there anything, I have to do now as a customer?

There will be no change in the terms and conditions of the loan agreement. We request you to continue paying your EMIs as usual. Any changes in the terms and conditions shall be notified as appropriate.

What will happen to the loans I have taken?

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ബ്രാഞ്ച് ലൊക്കേറ്റർ -TMFL 

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